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Mortgage Delinquency and Default Counseling | COMMUNITY PARTNERS FOR AFFORDABLE HOUSING (CPAH) - Foreclosure Prevention Program

800 South Milwaukee Avenue, Suite 201, Libertyville, IL 60048

Open to all.
Service Hours Monday: 8:30 AM - 4:30 PM Tuesday: 8:30 AM - 4:30 PM Wednesday: 8:30 AM - 4:30 PM Thursday: 8:30 AM - 4:30 PM Friday: 8:30 AM - 4:30 PM
847-263-7478

Voice - Primary Program Phone

Spanish

- Call our Intake Coordinator at 847.263.7478 ext 15 to schedule a counseling appointment. - After scheduling an appointment, please view the online presentation, “Preparing a Loan Workout Packet Video,” English: https://prezi.com/wcomyntviv8x/preparing-a-loan-workout-packet/ Spanish: https://prezi.com/c9nocwjx8atj/preparando-un-paquete-del-plan-de-trabajo-antes-de-su-cita/ - Begin preparing your Intake Packet (https://prezi.com/wcomyntviv8x/preparing-a-loan-workout-packet/| https://www.cpahousing.org/wp-content/uploads/2022/07/Foreclosure-Prevention-Intake-Packet-SPANISH-2022.pdf). You must submit a complete Intake Packet at least 3 days prior to your scheduled counseling session. You will be informed if any items are missing. Missing items must be turned in prior to your counseling session or your appointment will need to be rescheduled. Documents required: - Most recent mortgage statement from your lender, for all mortgage loans. - Any correspondence from your lender or attorney regarding the default - Foreclosure Court Summons (only if applicable) - Most recent 2 years of federal tax returns including W-2!s (If self-employed: Include last 2 years of business federal returns). - Last 60 days pay stubs for all household members age 18 years or older - Last 3 months of official bank statements for all accounts (all pages) (For business income: Include 3 months statements as well). Transaction histories will not be accepted. - ALL public assistance award letters, such as SNAP, WIC, SSI, SSDI, etc. - Most recent utility bills: telephone, cable/internet, gas, electric, water/sewer, trash - Most recent credit card statement(s) and all loan statements (i.e., car, installment, pay day loans, etc.) - Bankruptcy Discharge Documents (only if applicable) - Quit Claim Deed (only if applicable) - Copy of Divorce Decree (only if alimony or Child Support is received) - Homeowners Insurance Declaration Page - Mortgage Assistance Application form

No fee.

Lake County, IL

Description

Provides free, objective and personalized guidance to assess your situation and help you understand your options during foreclosure.

Date of Last Formal Update

06/30/2025

Data provided by

Lake County 211

Providing organization

COMMUNITY PARTNERS FOR AFFORDABLE HOUSING CPAH

Offers affordable housing services and assistance

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