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Debt Management - Legal Advocates for Seniors and People with Disabilities - Main Site

180 North Michigan Avenue, Suite 908, Chicago, IL 60601

Yes

Mon 8:00am - 6:00pm Tue 8:00am - 6:00pm Wed 8:00am - 6:00pm Thu 8:00am - 6:00pm Fri 8:00am - 6:00pm

Complete the form online to start the application process, or call (866) 785-3328.

There is a $260 initial retainer that can be paid in one amount or in four $65 monthly payments. After that there is a $35 monthly fee for as long as you choose to remain in the program. In certain cases, the $260 fee can be waived.

United States

Description

Legal Advocates for Seniors and People with Disabilities® (LASPD) is a nationwide program designed to help seniors and people with disabilities cope with debt issues without having to file a bankruptcy or using other standard solutions such as debt consolidation or debt settlement.The key to the LASPD solution is the source of income for seniors and people with disabilities. It is usually some form of Social Security benefit (retirement, disability, survivor or supplemental), veterans benefits, workers compensation, or pensions, and all of these forms of income are PROTECTED FROM GARNISHMENT by federal law. In other words, private creditors cannot successfully sue you and get your bank to give them any of that money.LASPD lets your creditors know that you now have legal representation regarding your rights under federal law, that you ARE judgment/collection-proof, and that if they still want to communicate, they should contact LASPD.

Date of Last Formal Update

04/11/2024

Data provided by

211 Metro Chicago

Providing organization

Legal Advocates for Seniors and People With Disabilities

LASPD is a nationwide program designed to help seniors and people with disabilities cope with debt problems.

The information provided in the 211 Illinois Statewide Directory is based on self-reported data from listed organizations to approved 211 Service Providers across Illinois. The information provided was current at the time it was provided to 211 Illinois. 211 Illinois makes no endorsements, representations, or warranties of any kind regarding the information contained in the 211 Illinois Statewide Directory, the qualifications of any provider listed therein, or the services received from any provider listed. Use of the 211 Illinois Statewide Directory is at your own risk. 211 Illinois is not responsible for any loss or damage resulting from your use of the information contained in the 211 Illinois Statewide Directory, nor for the actions of any listed provider. If you have questions regarding the information contained in the 211 Illinois Statewide Directory or if you believe it to be outdated or inaccurate, please contact 211 Illinois at [email protected].