Offers several loans and grants for the purposes of home improvement. Loans/grants include: - Non-forgivable loan, amount up to $7,000 at 2.5 percent interest to eligible low to moderate income persons to rehabilitate single-family owner occupied homes in participating St. Clair County communities. - Forgivable loans available to eligible low-income persons to rehabilitate single-family owner-occupied properties in participating St. Clair County communities. - Emergency Repair Funds up to $5000 per household to eligible low income persons for the purpose of addressing any items that threaten the health or safety of the resident. - Accessibility Repair Funds up to $5,000 per household to eligible low income persons for the purpose of addressing any items that will allow the resident with a physical impairment accessibility to remain in their home.