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Mortgage Delinquency and Default Counseling | OPEN COMMUNITIES - Reverse Mortgage Counseling

Assists seniors through the process of qualifying for and obtaining a reverse mortgage loan (Home Equity Conversion Mortgage/HECM). Reverse mortgages allow homeowners to convert equity in their homes into income that can be used to pay for home improvements, medical costs, living expenses, or other expenses. Also offers housing counseling for seniors who are at risk of defaulting on an HECM loan.

Date of Last Formal Update

09/05/2025

Data provided by

Lake County 211

Physical Address

1740 Ridge Avenue, Suite 117, Evanston, IL 60201

Hours

Service Hours Monday: 9:00 AM - 5:00 PM Tuesday: 9:00 AM - 5:00 PM Wednesday: 9:00 AM - 5:00 PM Thursday: 9:00 AM - 5:00 PM Friday: 9:00 AM - 5:00 PM

Voice

847-501-5760

Primary Program Phone

Application process

Call for appointment Documents Required: - Pre-Intake Form - Other documents vary based on services

Fee

- Set Program Fee: $150.00 - Discount available

Eligibility

Must be seniors ages 55 years and older

Languages

Spanish

Service area

Lake County, IL

Agency info

OPEN COMMUNITIES

Organization that provides fair housing assistance, counseling, and services.