Provides home improvement grants and/or low interest loans to repair deteriorated dwellings. Programs include:

- Minor Home Repair Program: provides grants and forgivable deferred payment loans to correct housing deficiencies of an immediate nature which threaten the health or safety of the occupant of the home or the structural integrity of the building.

- Home Accessibility Retrofit Program: provides grants or loans to eliminate barriers, modify the layout, or add structural accessories/improvements to the dwelling to make it more accessible for occupants with disabilities. May also be used to make "visibility" modification to dwelling units to allow immediate family members with disabilities to visit the subject property.

- Accessory Structure Demolition Program: provides grants or forgivable deferred loans for homeowners to demolish unsafe structures on their property.

- Residential Exterior Rehabilitation Program: provides a 50/50 matching grant or 0% interest loan to repair and bring up to code the living structure.