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Offers services to help low-income senior citizens who have difficulty budgeting, paying routine bills, and keeping track of financial matters. Clients are matched with trained volunteers who assist with money management issues.

Also offers a Private Pay Money Management Program (MMP) for seniors whose income and/or assets exceed the guidelines of the Illinois Department on Aging program or people under the age of 60. Services provided range from budgeting and assistance with routine bill payment to a Representative Payee program in which all financial matters are taken care of by the MMP staff. 

Provides assistance to limited-income seniors who need help managing their finances. The level of care provided is based on the need of the person. The goal of the program is to assist low-income seniors and persons with disability (who are financially exploited) to assure independence and to prevent pre-mature institutional care and abuse.

The program helps with such bill-paying activities as opening and organizing mail, setting up budgets, and balancing checkbooks for seniors who remain in control of their finances, but need some help keeping things in order.

Representative Payee volunteers help clients manage their Social Security benefits, if the client is unable to handle his or her own finances. The Representative Payee volunteer manages and pays the client's expenses from an account into which the Social Security benefit is automatically deposited.

Provides individualized financial counseling to individuals and families. Aims to bring individuals and families out of poverty and improve the financial stability of low- and moderate-income persons throughout the city. Areas of service include:

- Improving credit score.

- Creating a savings plan.

- Reducing debt.

- General money management.

- Safe banking.

- Home ownership planning/management.

Offers veterans (ill or injured post 9/11 veterans within 10 years of discharge) and their families the opportunity to live in a rent-free, single-family home for a period of two to three years while receiving financial counseling and community reintegration support.

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.

Offers rental education workshops, pre-purchase home buying counseling, and financial education workshops. 

Allows clients to establish an affordable repayment plan with their creditors. MMI acts as an intermediary, negotiating lower monthly payments and reducing/waiving interest rates and penalty fees.

An 8-hour pre-purchase homebuyer training course to prepare consumers for sustainable homeownership.

The class is offered in English and Spanish multiple times per month.

Provides pre-filing counseling about filing for bankruptcy and pre-discharge education.