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Provides a range of services which assists low-income people to attain skills, knowledge, and motivation necessary to achieve self-sufficiency, as well as help with immediate life necessities such as food, shelter, transportation, etc. Among the services offered to eligible individuals and families: - Case management. - Housing assistance. - Emergency assistance. - Literacy services. - Homebuyer assistance. - Volunteer assistance. - Homeless assistance. - Emergency food and shelter. - Budget and housing counseling. - Tax filing, and insurance assistance. Other services may include college scholarships, youth summer camp opportunities, benefit enrollment, employment training and associated required materials. Depending on funding, also offered are foreclosure prevention services, home ownership education services, downpayment savings plan, purchasing education and more.

Services

Housing Counseling
Rent Payment Assistance
Personal Financial Counseling

Provides volunteers to make home visits to the older person's home in order to assist with things such as check writing, bill paying, checkbook balancing, and general money management.

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

Services

Housing Counseling
Personal Financial Counseling
Financial Literacy Training
Utilizes volunteers to work with seniors on budgeting, sorting through mail, checkbook balancing, and bill paying. This program assists seniors 60 years of age and older who need assistance due to physical or mental disabilities, unpaid bills, inability to read or write, loss of home due to foreclosure, or threats of utility shut-off.

A protective service for limited-income seniors who need help managing their finances. Bill payer volunteers assist individuals who are able to make decisions about their financial affairs but who need help organizing bills and paying them on time.

Representative payee volunteers are appointed by Social Security to receive and manage benefits of a person who is determined incapable of managing his or her own finances. In contrast to the bill payer program, the representative payee signs the checks and has full control of the benefits. They pay bills and make sure the client's needs are being met.

Services

Representative Payee Services
Personal Financial Counseling
Consulate General of Mexico - Chicago provides the Financial Advisory Window where they offer timely guidance on the need and advantages of managing money. They educate individuals on how to increase their wealth through accounts savings, paying taxes, small business credit, etc.
A Certified Financial Counselor teaches clients healthy financial skills, including debt management, budgeting, and responsible spending. The financial counselor may make recommendations to the Clinical Director for financial assistance to clients, often in the form of rent and utility assistance.
Center for Changing Lives (CCL) partners with the Department of Housing to offer financial and housing coaches who partner with clients to uncover possibilities, overcome barriers, and achieve their financial goals. CCL provides first-time homebuyer workshops and credit-buying and personal finance tools.

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Services

Personal Financial Counseling
Financial Literacy Training
Housing Counseling

Provides basic life necessities that helps keep clients in their homes.

MORE is not able to provide unlimited funds to anyone; however, it is available to provide advice and, if available, some funds to those facing eviction or utility shut-offs. The MORE Center is also a facilitator for Salvation Army assistance.

Those facing eviction or utility shut-off (gas, electric) may visit the MORE Center during regular hours to receive an application. Must provide proof of residence, all family income, 5 day notice to vacate or utility shut-off notice, social security number, and any other pertinent documentation. A case worker will call back to evaluate immediate needs and advise on a course of action.

Services

Utility Service Payment Assistance
Rent Payment Assistance
Personal Financial Counseling

A protective service for limited-income seniors who need help managing their finances. Bill payer volunteers assist individuals who are able to make decisions about their financial affairs but who need help organizing bills and paying them on time.

Representative payee volunteers are appointed by Social Security to receive and manage benefits of a person who is determined incapable of managing his or her own finances. In contrast to the bill payer program, the representative payee signs the checks and has full control of the benefits. They pay bills and make sure the client's needs are being met.

Services

Representative Payee Services
Personal Financial Counseling
The Emergency Services Grant Program provides help with: - Rental assistance. - Deposit assistance. - Financial counseling. - Case management. - Advocacy.

Services

Rent Payment Assistance
Personal Financial Counseling
Utility Service Payment Assistance
The center works to empower individuals and families with its needed resources to achieve healthy relationships, finances, homes, and neighborhoods through financial goals and secure homeownership. Next Step provides participants with a wealth of services, including: - Financial education & coaching. - Employment coaching/career services. - Access to income support services. - Homeownership/homebuyer education. - Debt reduction coaching. - Credit building/repair.
Matches trained and bonded staff or volunteers with older adults and adults with disabilities who need help managing their finances. Assists with: - Organizing and paying bills. - Establishing and maintaining budgets. - Applying for financial programs. - Setting and achieving financial goals.

Provides pre-purchase home buyer classes and counseling help clients decide whether homeownership is the best decision for them. These classes and counseling may also qualify clients for substantial down payment assistance programs.

Foreclosure avoidance and default intervention counseling is designed to help with whatever options there may be to save clients' homes, or get caught up on payments.

Reverse Mortgage Counseling is available for seniors desiring to stay in their homes by using their equity to produce lump sums for current needs, annuity payments and lines of credit for ongoing needs.

Services

Personal Financial Counseling
Financial Literacy Training
Housing Counseling

Provides individualized financial counseling to individuals and families. Aims to bring individuals and families out of poverty and improve the financial stability of low- and moderate-income persons throughout the city. Areas of service include:

- Improving credit score.

- Creating a savings plan.

- Reducing debt.

- General money management.

- Safe banking.

- Home ownership planning/management.

Provides case management, counseling, financial counseling. Offers help on a case-by-case basis as funds are available for emergency rent, mortgage, or utility assistance.

Services

Personal Financial Counseling
Mortgage Payment Assistance
Utility Service Payment Assistance
Rent Payment Assistance
Utilizes volunteers to work with seniors on budgeting, sorting through mail, checkbook balancing, and bill paying. This program assists seniors 60 years of age and older who need assistance due to physical or mental disabilities, unpaid bills, inability to read or write, loss of home due to foreclosure, or threats of utility shut-off.

Works to improve the community's social and economic conditions. Programs are offered in three core service areas of ducation, workforce development and money management.

Services

High School Equivalency/GED Test Instruction
Personal Financial Counseling
Comprehensive Job Assistance Centers
Mentoring Programs
Computer Literacy Training Programs
Refugees sponsored by the International Institute receive personal financial information during cultural orientation classes.
Assists individuals with establishing a budget and other money management techniques.
Personal Financial Management Program: Offers education on budgeting, insurance, credit buying, consumer rights and debt consolidation.
Provides budgeting classes.
Utilizes volunteers to work with seniors on budgeting, sorting through mail, checkbook balancing, and bill paying. This program assists seniors 60 years of age and older who need assistance due to physical or mental disabilities, unpaid bills, inability to read or write, loss of home due to foreclosure, or threats of utility shut-off.
A nonprofit agency approved by the U.S. Department of Housing and Urban Development (HUD) as an intermediary housing counseling organization that offers: - Personal financial education and assistance in credit counseling. - Debt and money management. - Nonprofit debt consolidation. - Housing counseling including foreclosure prevention. - Rental eviction prevention. - Reverse mortgage. - First time homebuyer and pre-purchase counseling. - Bankruptcy counseling services. - Educational programs and materials. - Financial workshops held virtually and distance education courses. - Provides guidance about any of the federal student debt repayment options. - Certified Credit Counselors will review personal finances, such as income, expenses, and debts.

Services

Bankruptcy Assistance
Housing Counseling
Personal Financial Counseling
Credit Counseling