Offers three types of housing rehabilitation loans, designed to help homeowners who are struggling to get repairs done on their own. The assistance is provided in the form of a forgivable loan to income qualifying applicants and is only available to City residents who own their own house.

- Emergency Assistance Program is open to property owners in any part of the City but is limited to a small number of eligible activities. The program can help with inoperable furnaces/boilers, water heaters, broken water lines or sewer laterals, non-compliant electrical weather heads, severely damaged roofs, and exterior accessibility issues for elderly and disabled persons. This program aims to provide help quickly.

- General Assistance Program exists to help property owners who live in any part of the City. Activities can include a wide range of things including repairs or replacement of principle fixtures and components, water and energy efficient improvements, repair or replacement of water lines or sewer laterals, and improvements to remedy barriers that restrict the mobility and accessibility of elderly or disabled persons. Common exterior items that qualify under this program are roofs, entryways, stairs, and porch repairs. Common interior items that qualify under this program include stairways, plumbing, electrical panels, and mechanical equipment.

- The Home Repair and Accessibility Program (HRAP) is designed to provide financial assistance to homeowners with housing rehabilitation needs. The assistance is provided in the form of a grant to qualified low-to-moderate income homeowners residing within the corporate limits of the City of Rock Island. This program assists income-eligible households with needed home repairs and/or accessibility modifications. Priority will be given to rehabilitation items addressing health and safety hazards and local code violations.

* Full Rehabilitation Projects:

- Income eligible households may utilize up to $50,000 of funds to repair their homes and remove health and safety hazards by replacing costly maintenance items.

* Accessibility Projects:

- Income eligible owner-occupied households with at least one senior or disabled resident, may utilize up to $50,000 of funds for accessibility modifications and removal of health and safety hazards by replacing costly maintenance items.

* Roof Only Projects:

- Income eligible households may utilize up to $25,000 to cover new/repairs for roofs, soffits, gutters, and downspouts. These homes must not have other major health and safety issues.

Through Fremont Habitat's Home Repair Loan Program, qualified families receive a no-interest loan to help pay for necessary repairs to their homes.

0% interest loans help qualified homeowners afford the repairs they need, with repayment terms to fit their budget.

Regular Repair Program.

Veteran's Repair Program.

Flood Plain Repair Program (special short-term repair program for non-flood related repairs to homes located in the flood plain).

Types of Repairs:

-- Heating, water heaters

-- Roof replacement

-- Windows and interior doors

-- Plumbing

-- Electrical

-- Other repairs may qualify.

Provides ramps and other modifications to increase accessibility for disabled homeowners and renters. For minor home repairs services include repairing condemned furnaces, faulty wiring, or actively leaking roofs. Major home repairs provide funds in the form of forgivable deferred loans to correct health and safety code violations, including lead-based paint hazards for single-family dwelling units located in low-income census tracts. Get the Lead Out program and Health Home Production awards housing funds to qualified applicants to help cover the cost of lead hazard remediation. This program is available to owner-occupied homes and privately-owned rental properties.

Basic Needs Assistance Program is designed to meet the emergency needs of low-income individuals ages 18-59 years with a disability and adults over 60 with or without a disability. Funds are available for material aid: for emergency needs such as rent payment assistance, utility bills, eyeglasses, prescription medications, and minor home repairs. The limit for a request is $400 every 2 years. If a service or funds are available elsewhere the assistance will not be approved until all resources have been explored. Assistance can only be issued when funding is available.

Connects youth and families with resources and support. Navigators have the ability to "fill gaps", either through helping agencies partner around a common goal, or through flexible funding for needs such as rent, utilities, transportation, and more.

Proactive Families Financial Services is designed to reduce unnecessary involvement of child welfare and juvenile justice while increasing the informal and community supports for youth and families. By utilizing Central Navigation, the goal is to coordinate existing resources and match participants with a resource to either solve an immediate need or develop a longer-term coaching relationship.

Offers affordable loans to individuals with disabilities and seniors to help acquisition of assistive technology, home repairs relating to health and safety (not home improvements to increase the value of the home), service animals, and employment tools. Also offers if qualified a forgivable loan for assistive technology. Offer a sliding scale interest rate ranging from 9-0% based on eligibility.

Most loans have flexible terms, up to 5 years. Most loans are capped at $2,500. Assistive technology loans may go up to $10,000, but there may be a waitlist for loans over $2,500.