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Provides assistance to individuals who have loans through a payday lending program and/or a car title. Services include a no-interest loan to assist with paying off all or some of the payday or title loan, on-going, intensive one-on-one financial counseling, financial and spiritual support and guidance, and referrals to other social service agencies for additional support.
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Offers services to help low-income senior citizens who have difficulty budgeting, paying routine bills, and keeping track of financial matters. Clients are matched with trained volunteers who assist with money management issues.
Also offers a Private Pay Money Management Program (MMP) for seniors whose income and/or assets exceed the guidelines of the Illinois Department on Aging program or people under the age of 60. Services provided range from budgeting and assistance with routine bill payment to a Representative Payee program in which all financial matters are taken care of by the MMP staff.
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Provides a variety of services and tools to address the problems and questions that may arise with investments. Specific resources are offered to military personnel and their families.
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Provides financial literacy workshops to help families and individuals achieve stability and secure homeownership. Can also help, when funding is available, with back rent and overdue mortgage payments. Services include credit building, debt reduction coaching, homeownership/homebuyer education, access to income support services (emergency rent and mortgage help when funding available), employment coaching/career services, and financial education and coaching.
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Provides assistance to limited-income seniors who need help managing their finances. The level of care provided is based on the need of the person. The goal of the program is to assist low-income seniors and persons with disability (who are financially exploited) to assure independence and to prevent pre-mature institutional care and abuse.
The program helps with such bill-paying activities as opening and organizing mail, setting up budgets, and balancing checkbooks for seniors who remain in control of their finances, but need some help keeping things in order.
Representative Payee volunteers help clients manage their Social Security benefits, if the client is unable to handle his or her own finances. The Representative Payee volunteer manages and pays the client's expenses from an account into which the Social Security benefit is automatically deposited.
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Provides programs and training for adults, including:
- Life skills training
- Counseling
- Life and health coaching
- Health and wellness training
- Career coaching and job application/resume training
- Financial literacy
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