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839 North Martin Luther King Junior Drive, Decatur, IL 62521

Provides assistance to individuals who have loans through a payday lending program and/or a car title. Services include a no-interest loan to assist with paying off all or some of the payday or title loan, on-going, intensive one-on-one financial counseling, financial and spiritual support and guidance, and referrals to other social service agencies for additional support.

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United Way of the Midlands
31W001 East North Avenue, Suite 200, West Chicago, IL 60185
Provides legal help for homeowners, including counseling on mortgage delinquency.

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211 DuPage County
33 North Dearborn Street, Suite 400, Chicago, IL 60602
Chicago Volunteer Legal Services has been appointed by serve as representatives for Guardian Ad Litem, for children who need representation in domestic cases, represent low-income individuals representing themselves in foreclosure defense litigation and representation to low-income individuals in probate court.

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211 Metro Chicago
32 South Broadway, Aurora, IL 60505
Offers Credit and Budget Counseling to prevent foreclosure.

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211 DuPage County
13707 West Jackson Street, Suite B, Woodstock, IL 60098
Offers pre-filing bankruptcy counseling to prepare clients needing to file. Also offers 2-hour education workshops to ensure clients will not repeat bankruptcy.

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Lake County 211
18 North County Street, Waukegan, IL 60085
Offers free HUD-approved housing counseling and mediation services for people facing foreclosure. The court-appointed mediator will help the individual and lender reach a meaningful solution.

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Lake County 211
4510 South Michigan Avenue, Chicago, IL 60653
The Chicago Urban League's Housing and Financial Empowerment Center (HFEC) works to support community-based investment and growth by facilitating homeownership and wealth building.HFEC is a HUD-approved housing counseling agency that provides low- to moderate-income residents with professional housing counseling assistance. We provide mortgage delinquency and default resolution counseling, pre-purchase counseling, financial capability coaching, and rental counseling. We also offer educational workshops in the areas of financial management budget counseling, homebuyer education, foreclosure prevention, and non-delinquency post-purchase.

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211 Metro Chicago
18220 Harwood Avenue, Suite 1, Homewood, IL 60430
SSHC's team of HUD-Certified Housing Counselors is here to assist you with your mortgage needs and concerns. Whether you are in forbearance and unsure of your next steps, in mortgage default, or experiencing foreclosure, their one-on-one counseling sessions are here to help you navigate these issues and find solutions.

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211 Metro Chicago
53 East 154th Street, Harvey, IL 60426
CEDA's staff of HUD-certified Housing Counselors are available to assist with foreclosure prevention, pre-purchase, post-purchase, rental counseling, and financial counseling. We can also help identify those who qualify for new COVID-19 rent/mortgage relief programs.

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211 Metro Chicago
101 Southwest Adams Street, Suite 800, Peoria, IL 61602

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues, evictions from mobile home parks, evictions by private landlords, discrimination and disability accommodation (see Fair Housing Project), foreclosure, property tax, and other homeownership issues, and housing protection for seniors, veterans, and people living with HIV/AIDS.

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United Way of the Midlands
13707 West Jackson Street, Suite B, Woodstock, IL 60098
Provides mortgage counseling regarding budgets and other resources to avoid default. Also offers counseling on programs that will help clients save their home. All housing services are HUD-approved.

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Lake County 211
6141 West Roosevelt Road, Cicero, IL 60804
CEDA's staff of HUD-certified Housing Counselors are available to assist with foreclosure prevention, pre-purchase, post-purchase, rental counseling, and financial counseling. We can also help identify those who qualify for new COVID-19 rent/mortgage relief programs.

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211 Metro Chicago
800 South Milwaukee Avenue, Suite 201, Libertyville, IL 60048
Provides free, objective and personalized guidance to assess your situation and help you understand your options during foreclosure.

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Lake County 211
6213 North Cloverdale Road, Suite 130, Boise, ID 83713

Negotiates with current creditors to lower or eliminate the interest rate (typically to 2% to 8%) and have clients debt-free in five years or less. There is no prepayment penalty. Clients can leave the program at any time, although the creditors may return the interest rates to previous levels. Regardless of how many creditors are owed, this program works on a single, consolidated monthly payment.

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United Way of the Midlands
150 Court Street, 2nd Floor, Brooklyn, NY 11201
Provides assistance in filing Chapter 7 Bankruptcy at no cost.

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United Way of Greater St Louis 211
1740 Ridge Avenue, Suite 117, Evanston, IL 60201
Provides housing counseling services for individuals facing discrimination when renting or buying a home. Addresses the following issues:
  • Racial equity
  • Older adults
  • Eviction prevention strategies for justice-involved
  • First-time buyers
  • Mortgage delinquency and foreclosure
Also provides referrals for tenant and landlord mediation.

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Lake County 211
5415 Page Boulevard, Saint Louis, MO 63112
The Mortgage Assistance Program: A combination of financial assistance and financial literacy education to help prevent homeowners from going into foreclosure. Clients who qualify will work with agency mortgage counselor to determine the best solution for their situation.

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United Way of Greater St Louis 211
303 North Main Street, Suite 600, Rockford, IL 61101

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues, evictions from mobile home parks, evictions by private landlords, discrimination and disability accommodation (see Fair Housing Project), foreclosure, property tax, and other homeownership issues, and housing protection for seniors, veterans, and people living with HIV/AIDS.

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United Way of the Midlands
2141 South Tan Court, Chicago, IL 60616
As a HUD-approved housing counseling agency, CASL specializes in providing housing and financial services, and resources to teens and adults with multiple barriers-including new immigrants, individuals with low English language proficiency, and lack of resources. Everyone is welcome to seek assistance at CASL! Check the CASL Calendar for upcoming Housing and Financial workshops.

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211 Metro Chicago
31W001 East North Avenue, Suite 200, West Chicago, IL 60185

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues, evictions from mobile home parks, evictions by private landlords, discrimination and disability accommodation (see Fair Housing Project), foreclosure, property tax, and other homeownership issues, and housing protection for seniors, veterans, and people living with HIV/AIDS.

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United Way of the Midlands
200 North LaSalle Street, Suite 1400, Chicago, IL 60601
Legal Aid Chicago provides a free walk-in bankruptcy help desk, offering brief consultations and help filling out paperwork for people who have filed or are considering filing chapter 7 or chapter 13 bankruptcies and do not currently have an attorney.The Bankruptcy Help Desk is currently providing assistance over the phone rather than in person.

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211 Metro Chicago
4477 South Archer Avenue, Suite 2845, Chicago, IL 60632
Brighton Park Neighborhood Council (BPNC) is a HUD-approved non-profit organization equipped with HUD-certified counselors that offer foreclosure prevention counseling free of charge. Foreclosure prevention counseling provides the opportunity for homeowner to know their home retention options and how BPNC can assist them. You can expect to discuss: Loss mitigation options directly with your mortgage, Budget management/revision, Provisional programs (state/nationwide), Stages of foreclosure, and next steps. If you need to find a housing agency or housing counselor near you.

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211 Metro Chicago
400 Russel Court, Woodstock, IL 60098

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues, evictions from mobile home parks, evictions by private landlords, discrimination and disability accommodation (see Fair Housing Project), foreclosure, property tax, and other homeownership issues, and housing protection for seniors, veterans, and people living with HIV/AIDS.

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United Way of the Midlands
325 West Washington Street, Suite 100, Waukegan, IL 60085

Helps homeowners and tenants save their homes through available legal strategies, including foreclosure defenses in court, bankruptcy, income generation, loan modification, and various alternatives to foreclosure.

Helps with subsidized housing (public housing, Section 8 and other rental assistance) evictions, termination of assistance, rent calculations, and admissions issues, evictions from mobile home parks, evictions by private landlords, discrimination and disability accommodation (see Fair Housing Project), foreclosure, property tax, and other homeownership issues, and housing protection for seniors, veterans, and people living with HIV/AIDS.

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United Way of the Midlands
2550 Middle Road, Suite 300, Bettendorf, IA 52722
Credit counseling offered free and confidentially regarding credit card, medical, and other types of debt. Offers budget counseling and a debt management program where many credit card companies will stop or reduce interest and late fees.

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United Way of the Midlands