The Village of Oak Park is a member of the West Cook County Housing Collaborative (WCCHC), which works to expand quality, affordable homeownership and rental housing options in Bellwood, Berwyn, Forest Park, Maywood, and Oak Park.

Chicagoland Habitat for Humanity helps income-challenged homeowners with repairs and home maintenance through the Neighborhood Revitalization Initiative (NRI). Participating affiliates perform a limited range of housing interventions based on the particular needs of the qualified property. Homeowners will agree to pay for the repairs through a deferred, zero-interest loan.

Town of Cicero Senior Services offers the Handyman Program, Snow Removal Program, Home Repair Reimbursement Program, and Lawn Cutting Service to seniors age 62 and over and handicapped citizens who are collecting Social Security and disability benefits.

Greater Auburn-Gresham Development Corporation provides safety, security and accessibility improvements that help seniors to remain in their homes. This program is sponsored by the City of Chicago Department of Housing.

SCIL Ramp Program: Partners with the Springfield Center for Independent Living (SCIL) to provide disabled homeowners and renters with ramps and other modifications to increase accessibility and help them remain in their homes. Minor Home Repair: CDBG funds for emergency correction of building code deficiencies and other minor repairs of single-family, owner-occupied dwellings for very low to moderate income households. Examples of items which may be repaired are condemned furnaces, faulty wiring, or actively leaking roofs. Major Home Repair: Provides funds in the form of forgivable deferred loans to correct health and safety code violations, including lead-based paint hazards, for single-family dwelling units located in low-income census tracts. Get the Lead Out Program and Healthy Home Production: Awards housing funds to qualified applicants to help cover the cost of lead hazard remediation. This program is available to owner-occupied homes and privately-owned rental properties with four or fewer units. All remediation activities must be conducted in Pre-1978 houses occupied by low to moderate income households. ETIF Exterior Rehabilitation Program: Matching grant program that provides up to $15,000 of assistance to individuals who own the property they reside in for permanent improvements within the Enos Park and Madison Park Place TIF Districts. In the Far East neighborhood, the grant provides up to $25,000 and also interior repairs. In this neighborhood, it provides 90-10 matching as long as homeowner falls under the HUD median income level. For all residents of Springfield, the Citywide grant provides a 50-50 matching grant up to $15,000 for exterior renovations as long as the owner meets HUD income guidelines. First Responder and Veteran Home Purchase and New Construction Grant Programs: A portion of the TIF Funds provide grant assistance to first responders (Police and Fire) and veterans for an owner-occupied home purchase or new home construction in the neighborhood mentioned above. Recipients will be awarded 10% of the purchase price of the home up to $20,000.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Helps provide critical housing repairs for low income households.

Builds affordable homes for low-income individuals and families who demonstrate a housing need. Critical Home Repair: Restoration and maintenance for safety and housing stability. Projects include interior or exterior work performed to alleviate critical health, life and safety issues or code violations.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Full Home Improvement Program: - Provides grants and/or low interest loans to repair deteriorated dwellings. Minor Home Repair Program: - Provides grants and forgivable deferred payment loans to correct housing deficiencies of an immediate nature which threaten the health or safety of the occupant of the home or the structural integrity of the building. Home Accessibility Retrofit Program: - Provides grants or loans to eliminate barriers, modify the layout, or add structural accessories/improvements to the dwelling to make it more accessible for occupants with disabilities - May also be used to make "visitability" modification to dwelling units to allow immediate family members with disabilities to visit the subject property. Accessory Structure Demolition Program: - Provides grants or forgivable deferred loans for homeowners to demolish unsafe structures on their property. Residential Exterior Rehabilitation Program: - Provides a 50/50 matching grant or 0% interest loan to repair and beautify exterior areas of homes.

Assists senior citzens and disabled people who have a documented need for accessibility modifications in their home. Those eligible may receive up to $25,000 in assistance as a five year forgiveable loan. Currently out of funding, will update when new funding is available.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Offers grants, 5-year forgivable loans, or 10-year forgivable loans for homeowners to access emergency repair for critical threats to the home, and home modification to improve individual mobility.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Home rehabilitation grants available to income-qualified residents. These grants include: - Emergency Repair Grants. - Emergency Roof Repair Grants. - Emergency Sewer Repair Grants. - Accessibility Grants. - Senior Repair Grants.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

Designed to rehabilitate substandard homes with an emphasis on health and safety issues. Some typical repairs under this program include, but are not limited to: - Plumbing and electrical upgrades. - Roof repair and new heating systems. - Housing Preservation Grant (HPG) designed to provide safe and accessible housing conditions for low-income residents .This program works simultaneously with Housing Rehab and CSBG Emergency Home Repairs. - CSBG Emergency Home Repairs helps low-income homeowners who are not eligible for the home rehabilitation program pay for small emergency repairs.

Programs to build or improve housing and essential community facilities in rural areas. Programs available: - Single-Family Housing Programs: Direct loans or loan guarantees for low- and moderate-income rural families for mortgages and home repairs. Additionally provides grants for health and safety repairs for those over 62. - Multi-Family Housing Programs: Loans for affordable rental housing for very-low- to moderate-income residents, the elderly, and people with disabilities. Funds also may be used to buy/improve land and to provide necessary facilities such as water and waste disposal systems. Rent assistance for rural residents. - Community Facilities Programs: Loans, grants and loan guarantees for essential community facilities in rural areas. Priority to health care, education and public safety projects.

The Single Family Repair Program (SFR) offers Hoffman Estates, Schaumburg, and Des Plaines homeowners a 0% interest, deferred loan to pay for needed extensive home repairs and maintenance. The program is designed to help homeowners maintain their homes in safe, good condition while keeping homeownership costs affordable. Funding is provided by the U.S. Department of Housing and Urban Development (HUD) through the Community Development Block Grant Program (CDBG).

Chicagoland Habitat for Humanity helps income-challenged homeowners with repairs and home maintenance through the Neighborhood Revitalization Initiative (NRI). Participating affiliates perform a limited range of housing interventions based on the particular needs of the qualified property. Homeowners will agree to pay for the repairs through a deferred, zero-interest loan.

Offers home repairs and improvements necessary for restoring and maintaining safe living conditions and home values. The program emphasizes support of aging people so their home can be made accessible. The initiative provides home repairs to prevent homeowners from suffering injury and falls, accidents, and moving out of their home. Projects include interior or exterior work performed to alleviate critical health, life and safety issues or code violations, including a change to or repair of materials or components; a reconfiguration of space; a modification for accessibility and interior modifications; installation or extension of plumbing, mechanical or electrical systems on an existing structure.